Sunday, July 31, 2011
Memoirs from the Journal - Leh Trip
Saturday, July 30, 2011
Cost of Mobile Phones - Trends among friends
Self
- Since 2002 have spent 67500Rs. on buying phones. i.e. about Rs8,000 p.a.
- This is distributed among 8 instruments (4.5,11,10,1.5, 19,6.5,11, 4 = 67.5K)
- My average cost of ownership based on talk time usage has been about Rs0.85 - Rs1/minute of usage.
- 3 phone have been lost but the others have stopped due to technical faults.
Prerna:
-Has spent Rs 39,000 on 4 instruments over the last 5.5 years. i.e. Rs6K p.a.
-1 upgraded, 1 lost, 1 stopped working
Andrew - has spent Rs75K since 2002 on numerous instruments. The most expensive being a Rs 30K iPhone which was stolen from his car. Totally 3 lost.
-On an average having spent Rs 8.5K per year on an instrument.
Lalit has spent Rs53K on his 7 instruments but has sold phones for Rs8-9K hence cost of ownership is Rs44K for 10 Years i.e. 4.4 K per year.
Hence on an statistical basis you find people in the 20-30 year age group in India (upwardly mobile middle class) has spent from Rs 4.5k - Rs8.5K per year on instrument alone.
From an durable perspective the mobile phone stands only 2nd after Laptops in spends on white goods.
Tuesday, June 01, 2010
Hike 2 - Magalisburg Hills (above Hartbeesspoort Dam)
This time didnt go along with the JHK (Joburg Hiking Club) , but with the PFHC [Pretoria Friends (or French) Hiking Club]. This was a smaller & more concise group and it was more fun.
Met a great bunch of people.. always nice to meet new and interesting people from different walks of life..

[From Left: Stephanine (Agri Economist), Me (Ram gypsy), Christine (French Embassy queen), Aurelie (Social reformist, Education), Luis (Brazilian - Urugian), Duncan (Cape budding Economist)]
Was the usual run of 400+Kms.. 4-5 hrs of hiking.. Peaceful sunday.. lunch atop a hill


Monday, May 24, 2010
Hiking in Magalisberg
THe JHK had a good concept called 'Sunday Hikes', i liked this because of the convenience of not having to plan a hike.
Sunday morning i woke up at 5:30 am... quickly packed some lunch & water for the hike in my laptop bag and headed for Joburg (160Kms) with only 1.5 hrs to meet the rendezvous, i had to step on the accelerator. After a couple of wrong turns and realigning myself to the city map i finally made it, but 10 min late. Everyone was packed and were leaving, luckly i met one of the organizer and took him along to the hiking trail. This ride was 70Kms, totaling to 230Kms even before starting the hike.

We were asked to self profile ourselves into group (Slow, Medium minus, Medium plus). Having come with the leader of Medium Plus i choose this group. Bad choice. There was a group of around 8 ppl in this group who were just looking down and clambering up the hill. Halfway up i decided to desert them and join the Medium minus, to get an opportunity to enjoy the scenery, hike peacefully and meet interesting people. This was a larger group with 22 people (70% looked like they were retired in life), whew and i thought that hiking was for the young and energetic.
I met an interesting french group (Olivier, Christine & aurelie), they were a part of the french embassy in pretoria. We spent many hours swapping notes on africa, europe, india.Politics, economics, safety, multicultural integration etc. Time flew by, we had a nice halt for some snacks and later for lunch. tried to get a power nap though, but we got moving too soon.

The terrain was constant for most part, the formation looks predominantly made of wind & water eroded sedimentary rock, interspersed with a lot of ankle to knee high grass. The bright & sunny winter day made it perfect for hiking. I had earlier zipped around these hills in a car and longed to climb it. I was happy that i had got an opportunity to explore these hills.
We finished by around 3:30 pm. And i was back home by 6:15pm.
12 Hrs - 465 kms driving, 6 hrs hiking.... A relaxing day or a hectic one ?? I am choosing the former.
Thursday, September 17, 2009
Jaisalmer - A Rendevouz with the Thar Desert
Thursday, September 03, 2009
Anchetti Ghats..A gruelling day ride

Wednesday, August 26, 2009
Hampi - A Refreshing Trip
Saturday, August 08, 2009
Life, happiness and Societal Roles
Sunday, December 07, 2008
CYCLING: My first 50+ Kms on a my Merida 880..
Wednesday, November 26, 2008
The Credit Card Creep
| Month | Bill from | Bill To | Due date | Max Credit Period | Payment Period | Billing Days / cycle |
| January-08 | 17-Dec-07 | 15-Jan-08 | 2-Feb-08 | 47 | 18 | 31 |
| February-08 | 16-Jan-08 | 15-Feb-08 | No payment | #VALUE! | #VALUE! | 29 |
| March-08 | 16-Feb-08 | 16-Mar-08 | 3-Apr-08 | 47 | 18 | 31 |
| April-08 | 17-Mar-08 | 16-Apr-08 | 4-May-08 | 48 | 18 | 30 |
| May-08 | 17-Apr-08 | 16-May-08 | 3-Jun-08 | 47 | 18 | 31 |
| June-08 | 17-May-08 | 17-Jun-08 | No payment | #VALUE! | #VALUE! | 30 |
| July-08 | 18-Jun-08 | 17-Jul-08 | 4-Aug-08 | 47 | 18 | 31 |
| August-08 | 18-Jul-08 | 15-Aug-08 | 2-Sep-08 | 46 | 18 | 31 |
| September-08 | 16-Aug-08 | 13-Sep-08 | 1-Oct-08 | 46 | 18 | 30 |
| October-08 | 14-Sep-08 | 14-Oct-08 | 1-Nov-08 | 48 | 18 | 31 |
| November-08 | 15-Oct-08 | 13-Nov-08 | 1-Dec-08 | 47 | 18 |
There was a constant fluctuation in the credit period extended and the number of biling days. This was not linked in anyway to the number of calender days in a month.
Friday, September 26, 2008
Online shopping and opening new vistas.. COD (Cash on Delivery Option)
I am completely new to using online shopping as a serious tool. Like any other ardent reader I have heard and 'test experienced' [when you do everything till the point of purchase except give the credit card details] the purchase of many products online.
Today I did not commit myself to one but 2 things online..
Firstly, I was browsing for news and spotted a rediff shopping thingy. It was a tool kit, with drill. I was in one of the moods when I though what the heck lets give it a shot. Went ahead with the forms, filling out contact details ect. Then I was surprised to see the option of COD (Cash on Delivery) I was pleasantly surprised. For a small fee, of Rs 20 /- , I was able to avoid the risk of online payment and get a delivery assurance guarantee. I liked the experience of online purchasing, I got a call from an executive about 1 hr after the online transaction, I was pleasantly surprised at their promptness.
This experience got me thinking …
The second experience happened just 30 min after the first one. I got a mailer from Irctc promotions about a sweepstake contest. Which I could enter , it also had an offer to purchase: 16 CD pack fastive pack(Rs 2499) +Free Reebok shoes (rs 2699) + Exciting holiday for a couple (Rs 5000) + Booksbuddy membseship i yr (Rs 300) all for Rs 2499/- I went through the details of the offer, and I felt really good about it and the promoters of the offer i.e. India Today group. I applied for this too with the same COD option ..
I feel more empowered and better about placing orders and transacting online after experiencing the COD (Cash on Delivery) available.
The links to the offers I subscribed are below, if there is anything I should know, update me on the same.
Sunday, April 08, 2007
Paragliding - A week long Sojourn
How did Paragliding happen ?
Well flying was a long standing desire and i was on the lookout for avenues to pursue the same. Among Manali & Pune (the 2 main places where flying happens in India) the latter was closer to home and an unchartered location for me. I went to this website (http://www.templepilots.com/) and got inspired by what the couple Avi & Anita were doing. I also had a chat with a couple of people who had done paragliding earlier and before i knew it the deal was finalized. I had signed up for both the P1 & P2 courses , running a duration of 7 days.
Location and Experiences
I was put up at Japalouppe equestrian centre (also called More Stud Farm.), this is located around 30 Kms from Pune towards lonavala (near Talegaon). Here i had dormitory type of accommodation , sharing it with the instructors and the other co-pilots who had come down for the course.
This was a very beautiful place full of dogs of all breeds and i had a really fun time playing with them. i also got down to some serious Horse riding sessions, and is it painfull on the ass !!
[Pics: Horse Riding Session , Pups Playing Around , Newly Born Kitten ]
A Typical day
A day is typically divided into 4 parts.
The Morning session - Waking up at
for ground handling of the glider. It was a continuous learning process. We went on till around 10 AM after which the sun got unbearably hot and the rumbling in the tummy too loud to ignore. It was usually followed by breakfast either at the location itself or at base camp. It was typically followed by a debrief session for around 30 min.
The lunch Period - This was a time for resting, relaxation, story telling and most importantly Theory classes. The Theory on various topics of aerodynamics and flying were taught primarily by Dhawal the assistant instructor, but were complimented by words of advice from Avi the chief instructor (He basically had left Indian Air Force after doing his NDA and being a pilot to pursue his love of flying and traveling at leisure).
We usually settled in for a short siesta to get the much required rest or pic up the phones to catch up with the running world. (You had no sense of date or time at this place)
Evening Session – We usually get ready to leave by
learn from others.
this each of the instructors had their own stories on how the came to be.
Monday, February 26, 2007
Access Denied !!!
Productivity ! - Well here is an oft used word. I am not sure the employees actually know the meaning of it. Like all that is said about convincing a person here to the Carrot and the Stick ideology will hold. How can a persons productivity incerase. The first method is to understand at an employee level what is his most cherished thing and what will he get out of the same. It could be Modey , Big bonus, travel , lax work timings , the role responsibility he is looking for. But who decides what is fair and what is implementable. Well a manager could try to employee better and accordingly put it across and get it implemented. Because if a person dosent get whats he believes he is ment to have then in effect he becomes a process runner and productivity gets affected.
Hence let the person be free. See what really drives a person .Instead of denying access to certain websites track usage on what are the type of sites he is visiting or keeping open for a long time. This could give a topic of conversation to managers and could also make them more atuned to the subordinates. But the eternal question remains that what do you do with a gamer ? i.e. a person who is clever /intutive enough to understand the system and then play it towards his advantage. Ahh! but this to is an indicator to what the person wantes. Hence dont Deny access.
Access Granted ! Proceed with caution.!
HR Tips - woah i should be involved wit hsome of this non-implementables.
Monday, February 05, 2007
Car Hunting - New Vs Old ??
Following the thought we visited several 2nd hand car vendors around the indiranagar area. Visited 1 in CMH road, 1 in 100ft road , 1 in Old madras road and 1 in Double road. We found that the bangalore market has a thriving 2nd hand car market base, if you have 4-5 prospering vendors in a 2 kms radius then the scene for the new car market should be really good.
Comming back to the car itself. I had test driven a Honda city a few days earlier was good but done quite a few kilometers. Then yesterday i had a look in at a Cielo . The cielo was in great shpe looks wise and the ride was also reasonably comfortable but the thought that it may crash anytime was in our minds. The greatest motivator was the cost of the vehicle, at sub-1 lakh unbelievable. This apart from the numerous indicas and santros we rejected. Didnt even look at the smaller varieties of Santro.
We then were by then quite exhausted by the older cars. We then went to the Maruthi showroom and Test drove both the New Zen Estilo and the Wagon R . The drive quality and ambience of the Estillo was far greater , but it seemed that the Wagon-R may have more space in-car. We the most negative aspect of both the offerings was the on-road cost, at greater than 4 Lakhs for the LXi they were pretty expensive. But i guess that is the market premium for a trouble free vehicle for atleast 5 years.
Depreciation. The greatest enemy of a new car is the depreciation. You tend to loose upward of a lakh in a year and after 2 years babout 1.3 lakh for a 4 lakh car i.e 35 % of its value. The cost of the music system and other accessories aspect of the car have not even come in.
Cost of ownership of a new car (not considering Interest of any loan that you might take).
1.3 lakhs - depreciation
0.1 lakhs - Maintainance
0.1 Lakhs - 2nd year insurance
0.1 lakh - loss in value of accessories
--------
1.6 lakhs - for a 24 month period
--------
i.e 6700 rs / - per month apart from the petrol cost. i.e. a high percent of your monthly salary. Will need to throw in an additional 3000rs for the petrol that you will use.
So a 10,000/- per month of usage of car is a relistic estimate.
Well not lets look at getting a beat up Cielo (hoping it works)
Cost 100,000 rs. + 20,000 Maintainance + 10,000 sundry expence (old car na)
resale value - locky if you get a buyer. ha ha. But junk value at least say 30000rs. So you spend nearly 4000/- p.m. if you scrap it after 2 years. Well might as well use it till it lasts.
Cost of fuel may work out to a little more , but if you have gas the same.
so you are capping your expense at arond 7000/- Rs p.m. considering decent driving.
Quality of ride and other aspects:
- The new car being new will feel great.
- But the space is lesser and cannot have an option of a driver in the future.
- The accelaration and feel of a new car will definately be good. The old car will be a little sluggish
- The boot of an old big car cannot be reached.
- Manuverability of the smaller car is much better but the Power stearing (ps) of the old car will compensate for it in some measure.
- finally the peace and assurity of working of a new car. The main reason for paying the premium.
There is another interesting twist to the whole cost and pricing aspect of the vehichle that can change the dynamics on the head. The "depreciation" benifits of a self employed person. If you can charge of 40% of the value of the vehicle as expense and in a5 year period get backthe entire cost of the vehicle as expence including the cost of running it. Then you get a 30.2% benifit on the entire cost by way of saving s on tax. Hence a 4 lakh car will cost 2.7 laks. That change the entire cost landscape.
now:
cost of new vehicle Rs 7000 / -(effective) = cost of old vehicle rs 7000/- (assuming nbo depreciation allowed as the vehicle is already 7 years of old. , will have to look into the IT rile book for the same.)
Well the decition is finally at the same place.
i.e. Cost (downpayment + ownership) VS Comfort (size + ease of use)
Am yet to decide if you can get closer to yours that will be great.
Saturday, February 03, 2007
Mumbai - Kaleidoscope of Relatives
Why ? What happened !! .... Well i had been to Mumbai after a gap of 5 years and was met by a plethora of relatives.
The main reason was Umesh's marraige (look at the post below) , but apart from this Amma, had come along and it was a time for networking with all the relatives , it had been a while.
Day 1 :
Myself and Ravi (bro.) flew in together to the mumbai airport. There we waited for an hour before amma and patti (we call her perrima) came along from chennai. As we stepped outside we met Radha Perrima and Ganesh (Umesh's brother , who had come all the way from london). After this closely nit gang met, we split into 2 groups , 2 taxis, and went to chembur to char ammai's home. Here Santosh (younger one) had come from his Naval classes and was asleep , we also met Geetha chitti and Ramdas. Laxmi (ramdas's wife) had cooked food for us. Rasam and keeria molakutal , was a nice change of food for me. Indira Mami from Bangalore was already present there. After all the chating we headed for Deepam, with ganesh.
At deepam we met up with Tangumani (the grooms mom) and kanna na (appa there). Also present was umeshs cousin from Chennai , Annupama, with her parents. Were chatting away. Here Umesh who was out for a friends marriage was back and we met him. Later in the day Sindhu (ganesh's wife) and Sxxxxxxxx (his daughter) came back from her chittis house and we were a full house here too.
That evening after 11 PM a small gang went to the kalyana mandapam and took care of the cleaning, kolam and other mandapam related arrangements; as it was being cleared by another party. Returned around midnight. Talked away listned to perspectives etc.. In the night spent some time on the computer sending mails and also trying to speed up the computer...
Umesh's Marraige
Hey umesh got married. He is a cousin in Bombay always been there and seldom left the comforts of those environs. Finally met up with a colleague from his workplace. A gujju girl , Sapna, mind you. But in these times when people are not sure if you are gonna get married to the same person from your country , him marrying a girl from a nearby state is not bad. Hey though he is a tamil iyer , being in mumbai all his life makes him a hard core mumbaikar.
But the process was not smooth. They were going around for a few years now. A Yes here a 'no' there, there was a certain degree of uncertainity behind it all. But as it is known that time is the eternal healer , also age caught on, and finally both ties the knot. But all that after a zappily decided date and virtually no time for people plan and comment about. But all is well that ends well . decided on the 15th and married off on the 29th, man that was fast.
The time was also good for a few cousins like me who were totally out of the Bombay scene. I Hadnt been there for nearly 5 years, also the 5 day vacation that came along provided the opportune moment for all the cousins and relatives to congregate. Apart from this there were a beavy of parents who were busily trying to look at young adults of maraigable age and trying to pair them off with there children or to someone in the family.
Well wishing them a good time and life together.
Friday, October 20, 2006
The second comming.
Buy why ? when the n number of people around me are blogging why did i put this though out of my mind for so long? I guess it was a crossing of two aspects of personality... the time factor and the mood factor...
Guess now comfortaly nested in a chair in my living room , going thru the various blogs and posts that many known souls are maintining i have finally reached the point where i see value in describing my thoughts in words. I feel it is a good camvas to reflect back upon at a later point of time.
Getting more people to read is not the objective , but the prospect of having an eternal diary is an interesting concept and i hope plan to try out.
But what i fear most i what is going to go into this canvas. Will i be able to make entries only when i am in the same state of mind and mood ??? well guess i will have to wait and hope that the words are not a superimposition of a particular type of mood i am gonna have but on reflection will be an interesting read from the various experiences in life..
Saturday, February 12, 2005
My First Time
Golly what to do with this ...... Dont know if it will be useful
http://email.iimcal.ac.in/
